Just a few decades ago, the concept of easy business loans was something impossible. In fact, even the prospectus of finding a business loan was gut-wrenching and tedious, because there was only one way to do so; banks. Banks have been the biggest ways of attaining any kind of business funding for the longest times. But these times are changing, and due to the rise of the internet, many alternative ways have sprung up from which, anyone can attain any kind of business funding through the top small business lenders. These ways are easier to find, simpler to operate with, and hassle-free to deal with.

And so, for the first time in history, attaining easy business loans has become a reality. But the question to ponder upon now is; which one of these ways is the best one? Is the method of obtaining funding from millions of people via Crowdfunding the best? What about the traditional yet expanding Credit Unions? Alas, who can forget the appeal of a decentralized funding system from Merchant Cash Advance?

All of these methods have their own charm, advantages, and disadvantages. We will have to go a bit deeper if we wish to find out which one is the best. So, without further ado, let’s compare these alternative methods of attaining easy business loans to find out which one is the best.

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Crowdfunding happens to be one of the most popular ways to attain business funding today. All you have to do is to upload your business funding proposal on any of the rising crowdfunding websites, appeal to the masses, and wait as the support starts pouring in. It is incredible because in a way you are also running a successful public relations campaign that will also boost your business sales. But the waiting time is where most business owners draw the line. This is because there is no guarantee that people will love your idea, and so the waiting period for this type of easy business loans can be anywhere from a few weeks to a few years.

Credit unions

Credit unions have been in use for as long as banks have. They are a truly democratic system that works on the basis of dividing all of their profit among all their members. If a business owner can become their member, he/she will receive amazing benefits on business loans, with low-interest rates and more flexible regulations. But, they are a closed system and you need a formal invitation to become a part of them.

Merchant Cash Advance

Merchant Cash Advance truly is a way of attaining easy business loans. Their entire process can be completed in just twenty-four hours. There is no need for giving any collateral and even a bad credit history is not a hindrance. The repayment process is a piece of cake as it automatically deducts a percentage of your future credit card sales as they happen. The entire process is negotiable and the money can be attained in a lump sum.

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So, Merchant Cash Advance is the best place to get a business loan. This is because there is no waiting time, the process is open to all, and there is complete transparency. All of these things combine to give the best possible financing prospects to any business owner.