Our Loans

Run and grow your small business with the peace of mind only working capital can provide.

Merchant Cash Advance

The concept is simple. We will pay you for your future credit card transactions up front and as transactions roll in, we receive a small fixed percentage of those daily credit card receipts.

Read More

Inventory Financing

Inventory Financing

Invoice Factoring is a financial transaction where a business sells its accounts receivable such as invoices to a third party (called a factor) at a discounted rate.

Read More

Start Up Financing

All you need  is a 700+ credit score , an existing business entity, the completed pre-qualification application, and  a print out of your credit history.

Read More

Small Business Loans

Small businesses may receive financing approval based on your future revenue. Small businesses face tough competition everywhere they look.

Read More

One Source Financing makes it easy to get a merchant cash advances, small business loans or working capital via invoice factoring because there are no middlemen. You apply, we approve and fund you. That means less waiting, better terms.

The primary qualifier business owners must possess to obtain a cash advance for small business is a history of credit card acceptance. The business’s record of credit card payments is used to average the receipts; which will be the basis of how much will be advanced to the business. Credit history is considered very lightly at best, making the cash advance for small business a promising solution for businesses with tarnished credit histories. Businesses in operation for a short period of time typically experience resistance in obtaining financing, but One Source Financing only requires 9 months of operating history with the same owner operator.

Repayment is scheduled as a direct percentage of future credit card receipts. Through this arrangement, during times of low sales businesses repay a lower amount, accordingly while paying more when sales are higher.

With One Source Financing, a wide range of businesses throughout many industries can benefit from the cash advance for small business funding alternative; taking advantage of the ability to access quick and easy capital for all their operational needs. And with convenient repayment terms – adjusted according to the revenue of the business and automatically deducted incrementally from future credit card transactions – a cash advance for small business operations can provide a comprehensive – and ultimately successful – alternative for those businesses seeking capital. We get paid when you get paid; allowing you to procure the working capital you need without letting remittance terms further exacerbate your financial need.

In fact, your business may be eligible of up to $200,000 in working capital in the next 72 hours. One Source Financing offers the most effective merchant cash advance services to help you get the money you need for your business. We are one of the fastest and largest providers of financing in the country, and with our help, you can help your business succeed.

With us, bad credit is not a problem. We understand that your business may be struggling, but that does not mean that it will not eventually be successful. We have a 90 percent approval rate for those who apply for our cash advance programs, and you do not have to have collateral to qualify. Simply fill out the convenient online form or call us today to start your application.

No matter how successful, running a business requires working capital. After being denied by the bank and unable to secure government funding options, you may feel that there is no help out there for your business.
One Source Financing is here to assure you that there is.
To qualify, you need to have been in business a year or more and process a minimum of $7,500 per month in credit card sales. Cash advances range from $5,000 to $200,000.

Filling out the form is simple, fast, and free, so you have nothing to lose. If you prefer, you can call us directly at 212-444-1303 to discuss your financing options. But whatever you do, do not let too much time pass without getting the funds you need. You have put too much time, energy, and money into your business to let a cash crunch bring it down. We can help. Contact One Source Financing today.

How It Works

One Source Financing is an online lender providing unsecured loans to small business. We leverage the power of data to obtain a more holistic view of a business’s position, so we can approve more loans than many other lenders.

review the loan

Review The Loan

Complete the online application in around 10 minutes.

apply online

Apply Online

Complete the online application in around 10 minutes.

receive the funds

Receive The Funds

Complete the online application in around 10 minutes.

“One Source has always been there for me. I’ve used them several times for working capital to remodel my restaurant, purchase equipment and expand my marketing. They were able to get me funded in 72 hours.”
Michael Thompson – Owner & Head Chef
“I am the owner of a little eatery called Moonlight Diner in Panama City Beach Fla. since 2006. I had my first experience with One Source Financing in 2010 and I have been doing business with them ever since. I have used their capital to improve my diner from decor to equipment upgrades. The entire procedure is hassle free and fast. Everyone at One Source treats their customers like I treat mine. They make me feel special and only want to take care of my needs. I would recommend them to everyone. It’s been refreshing and a pleasure doing business with such an honest and caring company.”
Jonathan Russo, Moonlight Diner
“Seamless and Smooth. The One Source team were great to work with and didn’t require months and months of documents for a small business loan. Sean, my account manager kept me up to date on everything and the entire process was flawless and I received funding in just a few days. I would definitely recommend One Source to any of my associates or other businesses needing a business loan. They can and will meet all of your needs and expectations!”
Mark Davis, Prime Steakhouse, Denver CO