Merchant Cash Advance

A merchant cash advance has extremely flexible requirements for approval.

The concept is simple. We will pay you for your future credit card transactions up front and as transactions roll in, we receive a small fixed percentage of those daily credit card receipts.

The terms are simple and clear. There are no penalties, late fees, broker fees or any other hidden fees. There are no closing costs and you don’t suffer any loss of precious equity or control of your business. You don’t need a second mortgage, personal guarantee or any collateral. You simply remit to us a percentage of your future credit card receipts.

With a merchant cash advance you can expect:

  • No hidden fees
  • Fast, easy application process
  • No startup costs
  • Previous credit problems may not matter
  • No late fees
  • No personal liability
Merchant cash advances

Merchant cash advances offer small businesses working capital based on future credit card sales.

Already have a business cash advance? Let us roll your existing merchant cash advance into a lower factor rate advance! Give us a call today at 212-444-1303 and one of our certified business investors will show you how a merchant cash advance is the smart and easy option for you.
Short Term
No Exit Fees

Call Us: 212-444-1303

How It Works

One Source Financing is an online lender providing unsecured loans to small business. We leverage the power of data to obtain a more holistic view of a business’s position, so we can approve more loans than many other lenders.

apply online

Apply Online

Complete the online application in around 10 minutes.

review the loan

Review The Loan

Complete the online application in around 10 minutes.

receive the funds

Receive The Funds

Complete the online application in around 10 minutes.

“One Source has always been there for me. I’ve used them several times for working capital to remodel my restaurant, purchase equipment and expand my marketing. They were able to get me funded in 72 hours.”
Michael Thompson – Owner & Head Chef
“I am the owner of a little eatery called Moonlight Diner in Panama City Beach Fla. since 2006. I had my first experience with One Source Financing in 2010 and I have been doing business with them ever since. I have used their capital to improve my diner from decor to equipment upgrades. The entire procedure is hassle free and fast. Everyone at One Source treats their customers like I treat mine. They make me feel special and only want to take care of my needs. I would recommend them to everyone. It’s been refreshing and a pleasure doing business with such an honest and caring company.”
Jonathan Russo, Moonlight Diner
“Seamless and Smooth. The One Source team were great to work with and didn’t require months and months of documents for a small business loan. Sean, my account manager kept me up to date on everything and the entire process was flawless and I received funding in just a few days. I would definitely recommend One Source to any of my associates or other businesses needing a business loan. They can and will meet all of your needs and expectations!”
Mark Davis, Prime Steakhouse, Denver CO