If you are wondering about what the method of attaining the best business loans is, then fortunately, you are not the only one. The past couple of decades have especially been life-changing in the impact they have had on both the business and the commerce industry. The large disruption of technologies that have been coming forward since the days of the internet has made us look for better ways of obtaining business loans because it seems the old way is not good enough anymore.

Everyone used to look for banks to attain financial capital, this has changed because banks simply have not been capable of meeting business owners’ needs.  It has led to business owners looking for alternative methods of getting business capital like with credit unions, crowdsourcing, and Merchant Cash Advance. Let’s compare them to find out which one of them gives you the best business loans.

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Credit unions

Credit unions have been around for as long as banks have. But the only difference between banks and credit unions is the fact that credit unions are closed systems. That means you cannot simply just become a part of them, you first need an introduction from a pre-existing member, through which you can become a member.

But once you become a member, you will be exposed to their truly democratic system. A system which allows them to share all of their profits among each other equally, this does seem like a way to attain the best business loans but it falls short when you think about the fact that they do not offer much more than that. And there is also a limit on how much you can loan from credit unions.


Crowdsourcing is a method of obtaining finance for your venture by capitalizing the vast funding power of the masses. It essentially is you appealing to millions of people to give you some money for your business, and as their contributions add up, you will be able to raise thousands of dollars for your venture.

These are some of the best business loans that you find today, with the best benefits. But the only problem that comes with crowdsourcing is the fact that you have to wait for a long time before you can get all the money that you need. You will also have to heavily market your proposal and hope that crowd finds it good enough to fund.

Merchant Cash Advance

Merchant Cash Advance is a method of obtaining business finance by the help of independent lenders. It allows independent lenders to fund business owners through a process that is faster, safer and much more transparent than any other method.

It allows you to attain business capital without any collateral or restrictions in just twenty-four hours. And not just that, the repayment of the loan is completely hassle-free as it takes a small percentage of your future credit card sales.

Read More: Merchant Cash Advance: The Best Form of Instant Cash Loans

So, Merchant Cash Advance provides the best business loans in the market today which are better than banks, credit unions, and even crowdsourcing. Get merchant cash advance if you want to fund your business today!